What To Expect

At Jacobson & Schmitt Advisors, we firmly believe that we need to achieve three core levels of understanding: an understanding of our clients' expectations, of their investment goals, and of their comfort with portfolio volatility.  Gaining a clear understanding on all of these levels forms the foundation of an enjoyable client/advisor relationship.

Achieving these core levels of understanding helps us identify the portfolio allocation that will best meet your goals.  Then we can smoothly move toward establishing your portfolio.  We'll discuss the best way for you to transition your current holdings into a JSA portfolio.  This involves selling most or all of your current stocks, but we'll help you manage large capital gains.  As we liquidate your current holdings, the proceeds will be reinvested in your JSA portfolio.

Once your portfolio is established, you will receive monthly brokerage statements from your custodian, along with quarterly performance reports from us.  You can elect to receive these communications via U.S. Mail, email or the Internet.  On a regular basis, at least annually, you will meet with one of our principals to review your financial situation and future goals, to identify changes that may require updating your investment objective.  If you're using our financial planning services, you'll also receive updated retirement projections and an overall review of your portfolio objectives.